Voss Village Cadillac

Finance Application

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Important Privacy Information

Privacy Statement

Introduction

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law.  This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so.  Please take a moment to read this entire policy.

Collection of Information

The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information.  For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness.  We may also obtain information from a credit-reporting agency.  We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information

We safeguard nonpublic personal information according to established industry standards and procedures.  We maintain physical and electronic safeguards that comply with state and federal law.  We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you.  We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing

Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services.  Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies.  Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

If the item to the left is checked, this dealership reserves the right to disclose nonpublic personal information to third parties, such as market research firms, direct marketing companies, finance service providers and others who may from time to time seek to provide you information on valuable products or services. If the item to the left is checked, I direct you not to share nonpublic personal information about me to non-affiliated third parties, except as provided in this Privacy Policy.

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Facts

WHAT DOES VOSS AUTO NETWORK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Voss Village Cadillac chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Voss Auto Network share?

Can you limit this sharing?

For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes-- to offer our products and services to you

Yes

For joint marketing with other financial companies

Yes

For our affiliates' everyday business purposes-- information about your transactions and experiences

Yes

For our affiliates' everyday business purposes-- information about your creditworthiness

We don't share

For our affiliates to market to you

We don't share

For nonaffiliates to market to you

We don't share

Questions

Please Call (937) 428-2400 or go to www.vossauto.com

Who we are

Who is providing this notice?

The Voss Auto Network includes Voss Toyota/Scion, Land Rover Dayton, Voss Village Cadillac Inc., Voss Village BMW, Voss Chevrolet, Inc., Voss Honda, Voss Hyundai, Voss Auto Network Inc., Hoss Certified Pre-Owned Vehicles Inc., and Joe Morgan Honda

What we do

How does Voss Village Cadillac protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your information to those who need it. We educate our employees on the importance of protecting your information. We take our responsibility to protect your information seriously.

How does Voss Village Cadillac collect my personal information?

We collect your personal information, for example, when you

apply for financing or provide employment information
give us your income information or give us your contact information
show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes -- information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account, unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include companies with a Voss name and others, such as motor vehicle dealerships within our dealership group.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Voss Auto Network does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include automobile manufacturers, providers and/or administrators of aftermarket products, financial institutions, insurance companies or agencies, and companies that provide marketing services.

Sales: (888) 837-0742

Finance Application